Assalam oalaikum,
In my earlier post I have discussed about the factor of Riba which makes the concept of insurance anti-Islamic. Here are some of the Quranic verses which strongly condemn Riba/ usury/interest:
O you who have believed! Fear Allah and give up what remains (due to you) of interest, if you should be of believers. And if you do not, then be informed of a war against you from Allah and His Messenger. And if you repent, you may have your principal. (Thus) you do no wrong, now are you wronged. (TMQ- 2:278 & 2:279)
O you who believe! Do not consume usury, doubled and multiplied, but fear Allah that you may be successful. (TMQ- 3:331)
Those who consume interest cannot stand (on the Day of Resurrection) except as one stands that who is being beaten by satan into insanity. That is because the say, ‘Trade is just like interest’. But Allah has allowed trade and forbidden interest. So whoever has received an admonition from Allah and desists may have what is past and his affairs may rest with Allah. But whoever returns to (dealing in interest or usury) those are the companions of the Fire. They will abide eternally therein. (TMQ- 2:275)
It is the duty of every Muslim to steer clear of Riba and all the activities, such as insurance, which are closely associated with Riba.
Though there are several sections within the Islamic community who approve of insurance but the point to remember here is that future lies in the hands of our Benefactor-Allah (swt) and not in the hands of some commercial, insurance company. Moreover, whatever the policy holders get above the amount (paid by him through Premiums), does not belong to him/her. So he or /she does not have any right over it.
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amel soname
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