So we see that life does not come to a halt due to anybody’s death and Allah (saw) is the Sustainer of this entire world. The world exists since its creation and shall continue to exist till the day of Qayamah. If we look at the larger picture, we find that it is solely by Allah (swt)’s Mercy and Benevolence that the world moves on. Therefore and we are not at the mercy of some insurance company to pull us through hard times. Hardships and calamities are an azmaaish or test from Allah (swt). Having patience and trust in Allah (swt) is the sign of a true momin.
On the other hand, belief in insurance contracts for securing one’s future and reducing risks is a sign of weak Imaan.
We should seek inspiration from those who had tread on the path of Islam unconditionally instead of finding lame excuses for doing things which can affect our Aakhrah.
Hazrat Umar (RA) had said, ‘If Allah strikes me with a calamity I shall thank Him for 4 things:
That the test was not in my Deen
That the disaster could have been worse
It is an expiation for my sins and
After the loss of Prophet Mohammad (saw) any other seems inconspicuous.
Therefore, in Islam a calamity is considered to be a test from Allah (swt). It is not considered as an undesirable event for which we should buy an insurance cover and start paying the premiums through our nose.
Keep Me In Your Prayers.