Allah (swt) says in Surah Al—Anaam, verse 151: ‘
‘Come, I shall recite to you what your Lord has forbidden for you. Do not ascribe partner to Him and be good to your parents and do not kill your children due to poverty. We shall provide sustenance for all..’
So hope in Allah (swt)’s mercy and steadfastness in times of trials are the signs of a true Imaan, which all of us should strive for. Panicking about the vagaries of life and then indulging in sins such as riba, gharar etc found in the insurance contracts is the sign of cowards and lack of tawakkul or faith in our Creator.
For a true Muslim worldly losses are a trial and Allah (swt) has promised in the Holy Quran, 2:155 that,
‘Be sure that we are going to test you with something of fear and hunger, some loss of goods or lives, but give glad tidings to those who are steadfast, who say when afflicted with calamity that: To Allah we belong and to Him shall we return. They are those on who (descend) blessings from Allah and mercy and they are the ones that receive guidance’.
So we find that in Islam human beings do not have the ownership of life and goods. Everything on earth belongs to Allah and shall return to Him. Human beings own nothing so there is no reason for us to consider ourselves as masters of our kith and kin and worry needlessly about who is going to take care of them after we depart.
Keep Me In Your Prayers.